| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 10,778,326 | -7.917% | 11,705,039 | 11,614,868 | 10,728,849 | 10,358,562 |
| Interest Expense | (6,912,238) | -8.029% | (7,515,698) | (7,378,650) | (7,135,847) | (6,804,515) |
| Net Interest Income | 3,866,088 | -7.716% | 4,189,341 | 4,236,218 | 3,593,002 | 3,554,047 |
| Other Operating Income | 1,578,469 | -1.457% | 1,601,805 | 1,565,970 | 1,667,172 | 1,836,686 |
| Total Operating Income | 5,444,557 | -5.985% | 5,791,146 | 5,802,188 | 5,260,174 | 5,390,733 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 5,444,557 | -5.985% | 5,791,146 | 5,802,188 | 5,260,174 | 5,390,733 |
| Operating Expenses | (2,162,211) | -5.839% | (2,296,300) | (2,348,411) | (2,186,703) | (2,070,493) |
| Impairment Losses on Loans & Advances | (1,812,479) | 1.640% | (1,783,239) | (959,069) | (1,229,305) | (1,487,085) |
| Other Impairment Losses | 199,738 | 148.393% | 80,412 | (472,961) | (8,627) | (165,842) |
| Operating Profit / (Loss) | 1,669,605 | -6.831% | 1,792,019 | 2,021,747 | 1,835,539 | 1,667,313 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 16,172 | -38.317% | 26,218 | 12,143 | 20,784 | 24,505 |
| Profit / (Loss) before Taxation | 1,685,777 | -7.285% | 1,818,237 | 2,033,890 | 1,856,323 | 1,691,818 |
| Taxation | (22,403) | -67.407% | (68,735) | (33,339) | (20,952) | (12,460) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 1,936 | -65.466% | 5,606 | 2,360 | 3,026 | 6,270 |
| Others | -- | -- | -- | -- | -- | -- |
| Profit / (Loss) Attributable to Shareholders | 1,665,310 | -5.116% | 1,755,108 | 2,002,911 | 1,838,397 | 1,685,628 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 313,762 | -0.200% | 314,390 | 320,183 | 324,338 | 320,427 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 29.000 | -3.333% | 30.000 | 34.000 | 31.000 | 29.000 |
| DPS (cts) | 5.000 | -- | 8.000 | 10.000 | 10.000 | 10.000 |
| Dividend Payout Ratio (%) | 17.241% | -- | 26.667% | 29.412% | 32.258% | 34.483% |
| Cash flow per share ($) | 1.380 | -- | 1.841 | 1.415 | 4.279 | 0.447 |
| NBV per share ($) | 4.639 | -- | 4.456 | 4.247 | 3.997 | 3.791 |
| Remarks: | Real time quote last updated: 02/04/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 1,665,310 |
| %Change | -5.116% |
| EPS / (LPS) | RMB 0.290 |
| NBV Per Share (¥) | RMB 4.639 |